General Liability Insurance: Costs, Coverage, and Benefits Explained

Brand: Simply Business

Simply Business understands that as an entrepreneur, your focus should be on growing your enterprise, not getting bogged down by the complexities of insurance. With a promise to provide fast, affordable, and tailored policies, Simply Business offers general liability insurance from top national insurers that meet your state's requirements, allowing you to compare options and save up to 20%.

Specs

• General liability insurance from leading national insurers
• Meets your state's requirements
• Compare and save up to 20%
• Get covered quickly and move on to the next job
• Join 1 million customers globally
• Policies are fast, affordable, and ready when you are
• Customizable protection for your business needs
• Easy to include or exclude the owner on your policy, as state regulations permit
• Find what you need in just 10 minutes online, 24/7
• Customized coverage recommendations and quotes from top-rated small business insurers
• Choose among affordable policies, many with savings up to 20% and monthly payment options
• Coverage for 400+ types of businesses

Cost

Coverage can be as low as $21.25/month, with premiums based on factors such as your business activities, location, employee count, and estimated revenue. By working with a variety of insurers, Simply Business helps find the coverage and price that best suits you.

Brand: Next

Next Insurance champions the notion that business owners should be ready for any scenario, and their general liability insurance is designed to cover a broad spectrum of risks. With the convenience of bundling policies and potential savings, Next offers industry-specific insurance solutions to suit your business needs.

Specs

• General liability insurance tailored to your business
• Bundle policies and save up to 10%
• Industry-specific policies for construction, food & beverage, retail & e-commerce, cleaning, and other industries
• Coverage includes bodily injury, property damage, reputational harm, false advertising, and copyright infringement
• Protection against a range of risks such as legal fees, medical payments, and advertising injury
• Get insured in less than 10 minutes with potential discounts up to 25%
• Flexible coverage with easy monthly payments
• 100% online or assistance from a licensed U.S.-based advisor

Cost

Request a personalized quote to understand the costs tailored to your business needs.

Brand: biBERK

biBERK simplifies the insurance process, cutting out the middleman and offering cost-effective general liability insurance directly to small business owners. They understand that each business is unique, and their policies reflect that, providing essential protection against a variety of common claims.

Specs

• Direct, cost-effective insurance for small businesses
• Easy online sign-up and management or expert assistance available
• Savings up to 20% compared to other companies
• Custom quotes based on industry, business size, and more
• Coverage for customer property damage, bodily injury, product-related harm, and advertising injury lawsuits

Cost

Request a quote for a detailed cost estimate specific to your small business needs.

Brand: HISCOX

HISCOX offers general liability insurance that's designed to protect small businesses from claims made by others. This coverage is essential for business owners who face legal responsibilities if someone is injured or their property is damaged in relation to the business.

Specs

• General Liability insurance for small businesses
• Coverage for bodily injury, property damage, personal injury, and more
• Medical cost coverage for injuries at your business place
• Repair or replacement costs covered for damage where you are responsible
• Protection against reputational and advertising-related claims

Cost

Quotes are available upon request, ensuring coverage options that align with the specifics of your business activities and risks.

Brand: Tivly

Tivly, previously known as CommercialInsurance.NET, focuses on providing business owners with the best rates on general liability business insurance. By understanding your business, Tivly matches you with commercial insurance providers that cater to your unique needs, ensuring that your small business is protected from various risks.

Specs

• Affordable and convenient commercial insurance quotes
• Tailored coverage for business closure, bodily injury, catastrophic weather, liability, malpractice, property loss or damage, theft, or vandalism
• Personalized assistance in finding the right insurance provider
• Simple and efficient quote process

Cost

To get an accurate quote, contact Tivly with specifics about your business to find the best commercial insurance options.

In conclusion, general liability insurance is a critical component for safeguarding your small business against a multitude of risks. Whether you're just starting or looking to update existing coverage, it's vital to choose an insurance provider that aligns with your business needs and offers the flexibility you require. From Simply Business's customizable policies and Next's industry-specific coverage to biBERK's direct-to-consumer savings, HISCOX's comprehensive protection, and Tivly's tailored quotes, there's a solution that fits every small business. Take the time to request quotes, compare offerings, and consider the specifics of your business to ensure that when it comes to protection, you're covered on all fronts. Your business deserves the peace of mind that comes with knowing you're prepared for whatever comes your way.